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PayPal Pay in 4 Competition Terms & Conditions 2024

Kmart Australia PayPal ‘Pay in 4’ Competition – Terms & Conditions

1. The Promoter (“Promoter”) is Kmart Australia Limited (ABN 73 004 700 485), 690

Springvale Rd, Mulgrave, VIC 3170.

2. Eligibility to Enter

2.1. Entry is open to Australian residents who are 18 years or older and have been

approved for payment through PayPal’s ‘Pay in 4’ facility. Employees (and their

immediate family members) of the Promoter and its other related companies

are not eligible to enter. ‘Immediate family member’ means a spouse, exspouse,

de-facto spouse, child or step-child, parent, step-parent, grandparent,

step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother,

step-sister or first cousin.

3. Entry Mechanism

3.1. This is a game of chance competition.

3.2. To enter, eligible entrants must do the following:

3.2.1. Place an order on kmart.com.au with a total value between $30 and

$2,000; and

3.2.2. Checkout using ‘Pay in 4’ as the payment method.

3.3. Entries for the Promotion must be submitted during the Promotion Period. The

Promoter is not responsible for any lost, late or misdirected entries due to

technical disruption, network congestion or for any other reason.

3.4. Orders cancelled due to fraudulent activity or any other reason will not be

eligible for entry.

3.5. The time the order is submitted will be deemed to be the time the entry is

received by the Promoter.

3.6. The Promoter reserves the right, at any time, to:

3.6.1. request that an entrant verify the validity of their entry and the eligibility of

the entrant (including an entrant’s identity, age and place of residence); and

3.6.2. disqualify any entrant who tampers with the entry process

4. Duration

4.1. Promotion commences 2/12/2024 at 12:00AM AEDT and closes 24/12/2024 at

11:59PM AEDT (“Promotion Period”).

5. Prize Details

5.1. There will be 25 winners and 25 prizes. Each winner will receive 1 x Kmart e-gift

card valued at $1000. The total prize pool will be valued at $25,000.

5.2. A prize must be taken as stated and no compensation will be payable if a winner

is unable to use the prize as stated. Prizes are not exchangeable or redeemable

for cash or other goods or services. A prize cannot be transferred to any other

person unless agreed to by the Promoter. It is a condition of accepting a prize

that the winner accepts the conditions of use of that prize.

5.3. Gift cards can be redeemed online and are subject to terms and conditions

which are available at: https://www.giftcards.com.au/GiftCardTermsofUse

5.4. If a prize is unavailable, for whatever reason, the Promoter reserves the right to

substitute for a prize of equal or greater value, subject to any State or Territory

regulation/approval. The prize must be taken as offered and cannot be varied.

5.5. The Promoter will not be liable for any loss or damage whatsoever which is

suffered (including but not limited to indirect or consequential loss), or for any

personal injury suffered or sustained in connection with the prize or redemption

of the prize, except for any liability which cannot be excluded by any applicable

Australian law (in which case, that liability is limited to the maximum extent

allowable by law).

6. Selection of winners and redemption of the prize

6.1. Winners will be selected at random. The draw will take place at the Promoter’s

office in Mulgrave on 17/01/2025 at 10:00 AM AEDT.

6.2. The winner will be contacted within 5 business days after the end of the

Promotion Period via the email used when placing the order.

6.3. If a winning entrant cannot be contacted or refuses to accept a prize, the

Promoter may, acting in its absolute discretion:

6.3.1. make further attempts to contact the entrant; or

6.3.2. withdraw the prize from that winner, and select a new winner using the

same method specified in point 6.1.

6.3.3. If a prize is unclaimed by 9:00 AM AEST 17/04/2025, the Promoter will

draw a winner for the unclaimed prize using the same method specified in

section 6.1 and will notify the winner using the same method specified in

section 6.2. The re-draw will take place at the Promoter’s office in Mulgrave

at 10:00 AM AEST 17/04/2025.

7. Announcement of Winners

7.1. The winner will be announced on the Kmart website

(https://www.kmart.com.au/paypal-and-paypal-pay-in-4/ ) on 24/01/2025 by

5:00 PM AEDT.

8. Miscellaneous

8.1. Nothing in these terms and conditions limits, excludes or modifies, or purports

to limit, exclude or modify the statutory consumer guarantees and any implied

warranties contained in the Commonwealth and applicable State and Territory

consumer protection laws.

8.2. If for any reason any aspect of this Promotion is not capable of running as

planned, including by reason of computer virus, communications network

failure, bugs, tampering, unauthorised intervention, fraud, technical failure or

any cause beyond the control of the Promoter, the Promoter may in its sole

discretion cancel, terminate, modify or suspend the Promotion and invalidate

any affected entries, or suspend or modify a prize, subject to State or Territory

regulation.

8.3. This competition is not endorsed, sponsored, or administered by Facebook or

Instagram, and Facebook and Instagram are not associated with this

competition in any way.

9. Entry Details and Privacy

9.1. Any personal information provided by entrants to the Promoter in the course of

entering into the Promotion will be dealt with by the Promoter in accordance

with these terms and conditions and the Promoter’s Privacy Policy (which is

located at https://www.kmart.com.au/privacy-policy/).

9.2. Entrants’ personal information will be used for the purposes of conducting the

Promotion, redeeming the prizes and any other matter connected to or

incidental to the Promotion.

9.3. Each entrant agrees that the Promoter may publish or cause to be published the

winner’s name, entry and locality (Suburb and State) in any media or as required

by law.

9.4. During a Promotion Period, the Promoter may amend these terms and

conditions as they apply to the applicable Promotion at any time if it has

reasonable grounds for doing so.

9.5. Any changes to these terms and conditions, or any decision to stop running

Promotions, will be announced by the Promoter via the Competition Terms page

and the PayPal landing page (https://www.kmart.com.au/paypal-and-paypalpay-

in-4/)

10. PayPal Pay in 4

10.1. The PayPal service is provided by PayPal Australia Pty Limited (ABN 93 111

195 389) which holds an Australian Financial Services Licence number 304962.

Any information provided is general only and does not take into account your

objectives, financial situation or needs. Before deciding to sign-up for or use the

PayPal service you should consider the relevant User Agreement, Combined

Financial Services Guide and Product Disclosure Statement and Target Market

Determination, which are available at www.paypal.com/au. The PayPal Pay in 4

Facility is provided by PayPal Credit Pty Limited (ACN 600 629 258) to Australian

residents and is subject to eligibility criteria and credit application. Available on

eligible transactions between AU$30 and $2,000. Use of the PayPal Pay in 4

Facility may impact a customer's credit score. Before deciding to apply or use

the PayPal Pay in 4 Facility, please read the PayPal Pay in 4 Facility Target Market

Determination and relevant terms and conditions. PayPal Australia Pty Limited

and PayPal Credit Pty Limited are not responsible for this promotion.

11. Permits

11.1. NSW permit number: TBC

11.2. ACT permit number: TBC

11.3. SA permit number: TBCKmart Australia PayPal ‘Pay in 4’ Competition – Terms & Conditions

1. The Promoter (“Promoter”) is Kmart Australia Limited (ABN 73 004 700 485), 690

Springvale Rd, Mulgrave, VIC 3170.

2. Eligibility to Enter

2.1. Entry is open to Australian residents who are 18 years or older and have been

approved for payment through PayPal’s ‘Pay in 4’ facility. Employees (and their

immediate family members) of the Promoter and its other related companies

are not eligible to enter. ‘Immediate family member’ means a spouse, exspouse,

de-facto spouse, child or step-child, parent, step-parent, grandparent,

step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother,

step-sister or first cousin.

3. Entry Mechanism

3.1. This is a game of chance competition.

3.2. To enter, eligible entrants must do the following:

3.2.1. Place an order on kmart.com.au with a total value between $30 and

$2,000; and

3.2.2. Checkout using ‘Pay in 4’ as the payment method.

3.3. Entries for the Promotion must be submitted during the Promotion Period. The

Promoter is not responsible for any lost, late or misdirected entries due to

technical disruption, network congestion or for any other reason.

3.4. Orders cancelled due to fraudulent activity or any other reason will not be

eligible for entry.

3.5. The time the order is submitted will be deemed to be the time the entry is

received by the Promoter.

3.6. The Promoter reserves the right, at any time, to:

3.6.1. request that an entrant verify the validity of their entry and the eligibility of

the entrant (including an entrant’s identity, age and place of residence); and

3.6.2. disqualify any entrant who tampers with the entry process

4. Duration

4.1. Promotion commences 2/12/2024 at 12:00AM AEDT and closes 24/12/2024 at

11:59PM AEDT (“Promotion Period”).

5. Prize Details

5.1. There will be 25 winners and 25 prizes. Each winner will receive 1 x Kmart e-gift

card valued at $1000. The total prize pool will be valued at $25,000.

5.2. A prize must be taken as stated and no compensation will be payable if a winner

is unable to use the prize as stated. Prizes are not exchangeable or redeemable

for cash or other goods or services. A prize cannot be transferred to any other

person unless agreed to by the Promoter. It is a condition of accepting a prize

that the winner accepts the conditions of use of that prize.

5.3. Gift cards can be redeemed online and are subject to terms and conditions

which are available at: https://www.giftcards.com.au/GiftCardTermsofUse

5.4. If a prize is unavailable, for whatever reason, the Promoter reserves the right to

substitute for a prize of equal or greater value, subject to any State or Territory

regulation/approval. The prize must be taken as offered and cannot be varied.

5.5. The Promoter will not be liable for any loss or damage whatsoever which is

suffered (including but not limited to indirect or consequential loss), or for any

personal injury suffered or sustained in connection with the prize or redemption

of the prize, except for any liability which cannot be excluded by any applicable

Australian law (in which case, that liability is limited to the maximum extent

allowable by law).

6. Selection of winners and redemption of the prize

6.1. Winners will be selected at random. The draw will take place at the Promoter’s

office in Mulgrave on 17/01/2025 at 10:00 AM AEDT.

6.2. The winner will be contacted within 5 business days after the end of the

Promotion Period via the email used when placing the order.

6.3. If a winning entrant cannot be contacted or refuses to accept a prize, the

Promoter may, acting in its absolute discretion:

6.3.1. make further attempts to contact the entrant; or

6.3.2. withdraw the prize from that winner, and select a new winner using the

same method specified in point 6.1.

6.3.3. If a prize is unclaimed by 9:00 AM AEST 17/04/2025, the Promoter will

draw a winner for the unclaimed prize using the same method specified in

section 6.1 and will notify the winner using the same method specified in

section 6.2. The re-draw will take place at the Promoter’s office in Mulgrave

at 10:00 AM AEST 17/04/2025.

7. Announcement of Winners

7.1. The winner will be announced on the Kmart website

(https://www.kmart.com.au/paypal-and-paypal-pay-in-4/ ) on 24/01/2025 by

5:00 PM AEDT.

8. Miscellaneous

8.1. Nothing in these terms and conditions limits, excludes or modifies, or purports

to limit, exclude or modify the statutory consumer guarantees and any implied

warranties contained in the Commonwealth and applicable State and Territory

consumer protection laws.

8.2. If for any reason any aspect of this Promotion is not capable of running as

planned, including by reason of computer virus, communications network

failure, bugs, tampering, unauthorised intervention, fraud, technical failure or

any cause beyond the control of the Promoter, the Promoter may in its sole

discretion cancel, terminate, modify or suspend the Promotion and invalidate

any affected entries, or suspend or modify a prize, subject to State or Territory

regulation.

8.3. This competition is not endorsed, sponsored, or administered by Facebook or

Instagram, and Facebook and Instagram are not associated with this

competition in any way.

9. Entry Details and Privacy

9.1. Any personal information provided by entrants to the Promoter in the course of

entering into the Promotion will be dealt with by the Promoter in accordance

with these terms and conditions and the Promoter’s Privacy Policy (which is

located at https://www.kmart.com.au/privacy-policy/).

9.2. Entrants’ personal information will be used for the purposes of conducting the

Promotion, redeeming the prizes and any other matter connected to or

incidental to the Promotion.

9.3. Each entrant agrees that the Promoter may publish or cause to be published the

winner’s name, entry and locality (Suburb and State) in any media or as required

by law.

9.4. During a Promotion Period, the Promoter may amend these terms and

conditions as they apply to the applicable Promotion at any time if it has

reasonable grounds for doing so.

9.5. Any changes to these terms and conditions, or any decision to stop running

Promotions, will be announced by the Promoter via the Competition Terms page

and the PayPal landing page (https://www.kmart.com.au/paypal-and-paypalpay-

in-4/)

10. PayPal Pay in 4

10.1. The PayPal service is provided by PayPal Australia Pty Limited (ABN 93 111

195 389) which holds an Australian Financial Services Licence number 304962.

Any information provided is general only and does not take into account your

objectives, financial situation or needs. Before deciding to sign-up for or use the

PayPal service you should consider the relevant User Agreement, Combined

Financial Services Guide and Product Disclosure Statement and Target Market

Determination, which are available at www.paypal.com/au. The PayPal Pay in 4

Facility is provided by PayPal Credit Pty Limited (ACN 600 629 258) to Australian

residents and is subject to eligibility criteria and credit application. Available on

eligible transactions between AU$30 and $2,000. Use of the PayPal Pay in 4

Facility may impact a customer's credit score. Before deciding to apply or use

the PayPal Pay in 4 Facility, please read the PayPal Pay in 4 Facility Target Market

Determination and relevant terms and conditions. PayPal Australia Pty Limited

and PayPal Credit Pty Limited are not responsible for this promotion.

11. Permits

11.1. NSW permit number: TBC

11.2. ACT permit number: TBC

11.3. SA permit number: TBCKmart Australia PayPal ‘Pay in 4’ Competition – Terms & Conditions

1. The Promoter (“Promoter”) is Kmart Australia Limited (ABN 73 004 700 485), 690

Springvale Rd, Mulgrave, VIC 3170.

2. Eligibility to Enter

2.1. Entry is open to Australian residents who are 18 years or older and have been

approved for payment through PayPal’s ‘Pay in 4’ facility. Employees (and their

immediate family members) of the Promoter and its other related companies

are not eligible to enter. ‘Immediate family member’ means a spouse, exspouse,

de-facto spouse, child or step-child, parent, step-parent, grandparent,

step-grandparent, uncle, aunt, niece, nephew, brother, sister, step-brother,

step-sister or first cousin.

3. Entry Mechanism

3.1. This is a game of chance competition.

3.2. To enter, eligible entrants must do the following:

3.2.1. Place an order on kmart.com.au with a total value between $30 and

$2,000; and

3.2.2. Checkout using ‘Pay in 4’ as the payment method.

3.3. Entries for the Promotion must be submitted during the Promotion Period. The

Promoter is not responsible for any lost, late or misdirected entries due to

technical disruption, network congestion or for any other reason.

3.4. Orders cancelled due to fraudulent activity or any other reason will not be

eligible for entry.

3.5. The time the order is submitted will be deemed to be the time the entry is

received by the Promoter.

3.6. The Promoter reserves the right, at any time, to:

3.6.1. request that an entrant verify the validity of their entry and the eligibility of

the entrant (including an entrant’s identity, age and place of residence); and

3.6.2. disqualify any entrant who tampers with the entry process

4. Duration

4.1. Promotion commences 2/12/2024 at 12:00AM AEDT and closes 24/12/2024 at

11:59PM AEDT (“Promotion Period”).

5. Prize Details

5.1. There will be 25 winners and 25 prizes. Each winner will receive 1 x Kmart e-gift

card valued at $1000. The total prize pool will be valued at $25,000.

5.2. A prize must be taken as stated and no compensation will be payable if a winner

is unable to use the prize as stated. Prizes are not exchangeable or redeemable

for cash or other goods or services. A prize cannot be transferred to any other

person unless agreed to by the Promoter. It is a condition of accepting a prize

that the winner accepts the conditions of use of that prize.

5.3. Gift cards can be redeemed online and are subject to terms and conditions

which are available at: https://www.giftcards.com.au/GiftCardTermsofUse

5.4. If a prize is unavailable, for whatever reason, the Promoter reserves the right to

substitute for a prize of equal or greater value, subject to any State or Territory

regulation/approval. The prize must be taken as offered and cannot be varied.

5.5. The Promoter will not be liable for any loss or damage whatsoever which is

suffered (including but not limited to indirect or consequential loss), or for any

personal injury suffered or sustained in connection with the prize or redemption

of the prize, except for any liability which cannot be excluded by any applicable

Australian law (in which case, that liability is limited to the maximum extent

allowable by law).

6. Selection of winners and redemption of the prize

6.1. Winners will be selected at random. The draw will take place at the Promoter’s

office in Mulgrave on 17/01/2025 at 10:00 AM AEDT.

6.2. The winner will be contacted within 5 business days after the end of the

Promotion Period via the email used when placing the order.

6.3. If a winning entrant cannot be contacted or refuses to accept a prize, the

Promoter may, acting in its absolute discretion:

6.3.1. make further attempts to contact the entrant; or

6.3.2. withdraw the prize from that winner, and select a new winner using the

same method specified in point 6.1.

6.3.3. If a prize is unclaimed by 9:00 AM AEST 17/04/2025, the Promoter will

draw a winner for the unclaimed prize using the same method specified in

section 6.1 and will notify the winner using the same method specified in

section 6.2. The re-draw will take place at the Promoter’s office in Mulgrave

at 10:00 AM AEST 17/04/2025.

7. Announcement of Winners

7.1. The winner will be announced on the Kmart website

(https://www.kmart.com.au/paypal-and-paypal-pay-in-4/ ) on 24/01/2025 by

5:00 PM AEDT.

8. Miscellaneous

8.1. Nothing in these terms and conditions limits, excludes or modifies, or purports

to limit, exclude or modify the statutory consumer guarantees and any implied

warranties contained in the Commonwealth and applicable State and Territory

consumer protection laws.

8.2. If for any reason any aspect of this Promotion is not capable of running as

planned, including by reason of computer virus, communications network

failure, bugs, tampering, unauthorised intervention, fraud, technical failure or

any cause beyond the control of the Promoter, the Promoter may in its sole

discretion cancel, terminate, modify or suspend the Promotion and invalidate

any affected entries, or suspend or modify a prize, subject to State or Territory

regulation.

8.3. This competition is not endorsed, sponsored, or administered by Facebook or

Instagram, and Facebook and Instagram are not associated with this

competition in any way.

9. Entry Details and Privacy

9.1. Any personal information provided by entrants to the Promoter in the course of

entering into the Promotion will be dealt with by the Promoter in accordance

with these terms and conditions and the Promoter’s Privacy Policy (which is

located at https://www.kmart.com.au/privacy-policy/).

9.2. Entrants’ personal information will be used for the purposes of conducting the

Promotion, redeeming the prizes and any other matter connected to or

incidental to the Promotion.

9.3. Each entrant agrees that the Promoter may publish or cause to be published the

winner’s name, entry and locality (Suburb and State) in any media or as required

by law.

9.4. During a Promotion Period, the Promoter may amend these terms and

conditions as they apply to the applicable Promotion at any time if it has

reasonable grounds for doing so.

9.5. Any changes to these terms and conditions, or any decision to stop running

Promotions, will be announced by the Promoter via the Competition Terms page

and the PayPal landing page (https://www.kmart.com.au/paypal-and-paypalpay-

in-4/)

10. PayPal Pay in 4

10.1. The PayPal service is provided by PayPal Australia Pty Limited (ABN 93 111

195 389) which holds an Australian Financial Services Licence number 304962.

Any information provided is general only and does not take into account your

objectives, financial situation or needs. Before deciding to sign-up for or use the

PayPal service you should consider the relevant User Agreement, Combined

Financial Services Guide and Product Disclosure Statement and Target Market

Determination, which are available at www.paypal.com/au. The PayPal Pay in 4

Facility is provided by PayPal Credit Pty Limited (ACN 600 629 258) to Australian

residents and is subject to eligibility criteria and credit application. Available on

eligible transactions between AU$30 and $2,000. Use of the PayPal Pay in 4

Facility may impact a customer's credit score. Before deciding to apply or use

the PayPal Pay in 4 Facility, please read the PayPal Pay in 4 Facility Target Market

Determination and relevant terms and conditions. PayPal Australia Pty Limited

and PayPal Credit Pty Limited are not responsible for this promotion.

11. Permits

11.1. NSW permit number: TP/03999

11.2. ACT permit number: 24/02755

11.3. SA permit number: T24_2109